Do I Get Employment Benefits If I Get Fired?

The answer to this question is complex. The reason is because the officials who evaluate unemployment claims need to investigate the nature of the dismissal. If the findings reveal that you are at fault, then it’s possible you may not receive employment insurance benefits.

So how does the government figure out if you are entitled to receive unemployment benefits?

As outlined on the Government of Canada website, it can be an arduous process. First, an agent assigned to your employment insurance claim will review the details of your dismissal. The agent may contact you for further details about the dismissal from your point of view, but may also require an interview with your former employer as well as other related parties in order to properly assess your claim.

In the end, there are a number of reasons why an employer could have decided to let you with “with cause” and there are a number of reasons why it’s possible the dismissal, while justified, could have occurred (for example, maybe you were unaware of a certain policy or procedure).

If the final outcome results in justification for a “with cause” dismissal, you will likely not receive regular employment benefits. However, you may still qualify for other benefits, such as maternity or compassionate care. In order to receive employment insurance benefits, you will need to have worked for the required number of employable “insured hours”.

If you have been dismissed by your employer with cause, it’s best advised that you consult with an experienced employment lawyer. He or she can evaluate your case and advise you on what your options if your wish to take legal action or what type of compensation you can pursue.

Wrongful Dismissals: Pursuing Compensation

If you have been suddenly dismissed by an employer, it can come as a shock. What can be even more shocking is realizing that you could have received more time or notice for the termination, especially when you are working in a position within middle to senior level management.

It can be even more shocking to a person to realize how much compensation may have been left on the table if they don’t understand how the termination process works. There are legislative guidelines for how much notice, or payment in lieu of notice, an employer is supposed to give an employee.

Sometimes, the legislative guidelines may not cover your position, contribution or length of service for a company. And if there is a case to be made where you were entitled to more compensation or notice, then it could be a case of wrongful dismissal.

If you have a valid case of wrongful dismissal, you can pursue higher amounts of compensation than what the company owed you. But, there could be other sources of compensation that are available as well.

If the court rules in your favour for wrongful dismissal, it’s possible you may be able to receive more than just compensation. It’s possible a judge could also give out punitive damages as well.

In an article posted by the Canadian HR Reporter, the impact of an employer’s actions was analyzed in situations where a court may find the employer wrongfully dismissed an employee. In cases where an employer decided to counter-sue the employee – and even claim just cause afterwards – when the employee’s claims were found to be valid, a judge could inflict additional punishable measures, such as punitive damages.

If you believe you have been wrongfully dismissed by your employer, it’s best to consult with an experienced employment lawyer. He or she will be able to assist you with pursuing financial compensation to cover your losses and protect your legal rights.

What to expect from long-term disability benefits

Suffering a serious injury or illness can be upsetting for numerous reasons. This includes the toll it can take on your ability to work and earn an income. However, there may be benefits available that can make the situation a little easier, like long-term disability.

Below, we explain a few basic aspects of long-term disability benefits and what you might expect in terms of filing a claim.

Types of insurance

There are different types of insurance when it comes to disability, including short-term and long-term disability benefits. There can also be benefits available if an injury occurred on the job.

Regarding long-term disability, there are two types of plans: group plans and individual plans. Understanding the type of coverage you have will be crucial in determining the benefits that may be available. If you are unsure of your coverage, you can talk to a lawyer.

What you may receive in benefits

Though specific benefits and calculations will depend on the type of coverage you have, generally speaking, long-term disability replaces a percentage of a person’s income for a specific amount of time.

As this article notes, most plans will cover between 60-70 percent of a person’s regular income. Benefits may last approximately two years, but they could end sooner or last longer, depending on the details of a claim.

Eligibility requirements

In order to collect long-term disability benefits, a person must meet eligibility requirements. This includes:

  • Having a condition that meets the insurance company’s definition of disabling
  • Having appropriate coverage
  • Being unable to work in either a specific occupation or any occupation, depending on the policy

Problems that can arise

Long-term disability benefits can be crucial to the lives of those who collect them. However, there are issues that can arise and make it difficult for a person to access these critical benefits. This can include wrongful denial of benefits and premature termination of benefits.

Should complications arise involving your long-term disability benefits, it is important that you take steps to understand your legal options. Too often, people assume they have no recourse or they hope the matter will resolve itself. However, these can prove to be costly assumptions, so it is important to discuss your case and possible remedies with your lawyer.