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Insurance policies state that to qualify for benefits, the insured must have a “total disability.” This can discourage individuals from making a claim because they believe they won’t qualify, but that is not necessarily the case. Sometimes long-term disability benefits are stopped because the insurer claims you are not totally disabled anymore.
Request A ConsultationIf you have suffered an illness or injury which prevents you from being able to work, you may be able to apply for disability benefits from your long-term disability insurer. If your benefits have been denied, you need a lawyer to pursue your long-term disability claim.
The lawyers at Walter Law Group are highly experienced in handling disability claims and vigorously advocate for both long- and short-term disability benefits for our clients.
If you have suffered an illness or injury which prevents you from being able to work, you may be able to apply for disability benefits from your long-term disability insurer. Learn more here
If you have questions or require more information please read more about Disability Insurance on Learn More Here
Long-Term Disability Insurance policies state that to qualify for benefits, you must have a “total disability.” Every LTD policy has a different definition of the term. Learn More Here
After two years, in most LTD policies, the definition of total disability and often, benefits get terminated. Learn More Here
The last place in which individuals want to face bullying, harassment, and discrimination is at work. When you are the target of such behavior, you often don’t know where to turn for help. Read more on this Learn More Here
Many law firms practice Disability OR Employment Law but we are experts in BOTH. Our clients often face intertwined Employment and Disability issues and they count on us to help them successfully navigate through it all and we do. Life can be complicated but we make things easier. Learn More Here
Most often, LTD benefits are denied because the insurance company decides you are not ‘totally’ disabled. These decisions are often just plain wrong.
Long-Term Disability Insurance policies state that to qualify for benefits, you must have a “total disability.”
Every LTD policy has a different definition of the term, but it generally means that you are unable to perform the essential tasks of your job due to an injury or illness.
Denying legitimate LTD claims saves Insurance Companies a great deal of money. If you do not challenge the denial, the Insurance Company keeps the money it should have paid to you. Do not let that happen to you. Call us today to take the first step to getting your LTD claim approved.
In most LTD policies, for the first two years of a disability, the definition of total disability means that you are unable to perform the duties of your job. After the initial two year period, the definition of total disability changes to mean that you are unable to perform the duties of any job you are suited for and for which you can be gainfully employed. We often see people cut off benefits after 2 years.
A decision from an insurance company to deny your claim or cut off your benefits does not mean you are not eligible for benefits. If the denial was wrong, it means the Insurance Company has made an unfair decision to keep the money and not pay you the benefits you are legally entitled to. It means legal action must be taken in order to get your LTD Benefits claim approved.
In today’s world we are seeing more and more people who have been denied their rightful benefits. Do not accept a wrong decision. Do not accept not getting the benefits you are rightfully entitled to. Call us today to take the first step to getting your LTD claim approved.
Don’t Delay Contacting Us If Your Claim Has Been Denied
If your Disability Claim has been denied or your LTD benefits terminated, call or email us at (905) 822-2646
We are proud to be lawyers in Mississauga since 1995. We live here and we work here and we are proud to be a part of this community.
We are always in the service of our clients to protect their rights and their future.
We are a Mississauga Law Firm, successfully helping clients and their families in Mississauga, Oakville, Brampton and across the GTA, since 1995.
We care about our clients and work hard to make things better. For us, this law is personal.
Our lawyers are ready to help you. Arrange a meeting by calling us at (905) 822-2646 or Email us today.
1715 Lakeshore Road West
Suite 103, Mississauga L5J 1J4
201 CITY CENTRE DRIVE
SUITE 300 MISSISSAUGA, ON L5B 2T4
905-822-2646
