If you are a nurse or healthcare worker in Ontario, you likely face many safety and health hazards in your occupation. Unfortunately, some of these cause healthcare workers to be unable to continue performing their duties for a significant period of time. In these cases, receiving long-term disability benefits can be imperative to their financial futures. Yet, making a successful claim can be challenging.
Numerous physical and psychological hazards can put nurses at risk of illness and injury that result in long-term sick leaves.
Typical hazards for workers in the health care industry
As a health care worker, you likely already face high levels of work-related stress. You may be able to limit the impact of these hazards by understanding the following typical causes of work-related illness and injury and by taking appropriate precautions:
Where to turn for help and support
All of the above hazards are potential long-term disability risks. If you are unable to return to your job duties after suffering any form of work-related harm, you likely have many questions and concerns about the process of filing for your LTD benefits.
There is often confusion and a lack of consistency from insurance companies regarding the interpretation of “total disability” within these insurance policies. If you have already submitted a claim that you believe was wrongfully denied by the insurance company, help is available. An experienced lawyer can carefully evaluate your unique circumstances and then fight to significantly increase your odds of receiving the maximum amount of benefits to which you are entitled.
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“Not only was Michael attentive to my requests, he delivered true professionalism, integrity and maintained a level of steady support throughout the difficult process. All combined made for a more deliberate outcome and resolve for my particular case.”
“Thanks Michael for all your help and patience. Without your help and the help of your staff, I would have received nothing”.